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Welcome to our quarterly newsletter

New superannuation changes came into effect on 1 July 2022. Discover what the changes are and how they may benefit you.

There’s a lot of market volatility right now, however, that doesn’t mean you need to be hasty when it comes to making changes to your investment portfolio. Find out what you should avoid during a market downturn in this article.

The convenience of having online shopping and home delivery at our fingertips can come at a cost, especially if you’re trying to save. You may want to review your spending to see whether this convenience is costing you more than you think.

With the new financial year upon us, now is the perfect time to review your super and consider whether you can boost your super through salary sacrifice arrangements with your employer.

The cost of living is on the rise, so is it time to change your shopping habits and start buying fresh produce direct from the farmer? We’ve listed some great farmers’ markets in our final article.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 03 9770 6499 or email

Kind regards,

Diversified Financial Planners

Super changes that could affect you from 1 July 2022

A number of changes to the super system could create opportunities for Australians of all ages. Here’s a rundown of what you need to know. Read full article >>

Staying passive is being active

In volatile market conditions, not doing anything at all - staying the course - is generally the best investment strategy overall. Read full article >>

The true value of convenience

Even with the varying degree of lockdowns experienced across Australia in 2020 and 2021, the world remains largely at our fingertips. In fact, through the pandemic the use of our phones or computers to organise dinner, groceries, shopping, and workout programs only increased. Read full article >>

Salary sacrifice to cut tax and boost your super

This time of year, people’s thoughts start turning to their tax return, but it can also be a good time to set things up so you don’t pay more tax than required next financial year. Read full article >>

10 of the best farmers' markets in Australia

Visiting a farmers’ market is can gift the tastebuds the opportunity to experience a feast of local culinary delights. Read full article >>